Custom Home Insurance (VIP Exclusive)

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Quality coverage for all your properties, wherever they may be.

Your high value home, vacation residence and seasonal property requires specialty, bespoke insurance coverage. Let our Signature Service team take care of all your insurance needs.

Condo Insurance

A huge benefit of owning and living in a condo is that it’s relatively low maintenance. One thing that’s not taken care of is your insurance. Most likely, your condo association’s policy won’t cover your individual unit or your possessions in the case of fire, water damage or theft. We can work with you to tailor the coverage you need.

Tenant Insurance

As a renter, you need insurance to protect your possessions. In the case of a flood, fire or other disaster, your landlord’s policy only covers the costs to repair their property. Your clothing, electronics, paintings, jewelry and other personal items aren’t covered. Let us help you protect the things that make your rental feel like home.

Dwellings Under Construction Insurance

Are you planning on building a new home or renovating your existing one? We can help you put a Dwellings Under Construction policy (also known as builder’s risk) in place to cover any costs associated with vandalism or theft. You’ve dreamed, planned and saved for this project – don’t let anything slow it down.

Homeowner’s Insurance

Your home is more than an asset or an investment. It’s the place where you feel safe, protected and loved. It’s the centre of your life. Let us help you protect what really matters with a custom, comprehensive homeowner’s policy. If the worst were to happen, we can ensure you have the coverage to replace your possessions and rebuild.

Home-Based Business Insurance

If you work from home, or you’re thinking about it, you need to understand the additional risks associated with running a home-based business. Your homeowner’s policy won’t cover risks such as customer lawsuits, inventory theft and equipment damage. And, perhaps even more important, your business activities could void your home insurance. We’ll work hard to find you coverage that mitigates these risks and more, at a cost that makes sense.

Investment Property Insurance (VIP Exclusive)

You know that one of the best investments you can make for your future is buying property. It retains its value, diversifies your portfolio and, in the case of a rental property, provides additional income. But you need customized insurance solutions to protect your investment property holdings. We take the time to visit your properties and investigate all possible coverage options to provide you with specialized coverage that protects your valuable assets.

Out-of-Country Property Insurance

Are you planning on leaving the country for an extended period of time? Did you know that if you’re gone for more than 30 days, your home insurance could be voided? By exploring all of your options, we can help you create a customized coverage solution that protects your property while on your adventure.

Rental Property Insurance

As a landlord, you know how much work goes into maintaining a rental property. There are also many risks (vandalism, malicious acts, theft, flooding, extreme weather, fires) associated with owning this type of property. To safeguard your investment, you need Rental Property Insurance. By providing tailored protection, we can help you rent out your property with confidence.

Seasonal Dwelling Insurance

Are you counting the months, days and hours until you can open up your vacation property or cottage for the season? Did you know that how and when you use your property determines the kind insurance you need? We can help you understand what type of coverage you require to ensure your seasonal residence and belongings are protected. After all, we want you to enjoy your piece of paradise without any worry.

U.S. & International Property Insurance (VIP Exclusive)

Do you own property in the United States or in other parts of the world? These types of international investments face distinct risks related to extreme weather, vandalism, malicious acts and even political instability. With insurance connections across the globe and our vast experience, our team can put together a plan to safeguard these valuable international investments.

Vacation Property Insurance

Wherever your vacation property may be, it’s the one place in the world where you can go to get away from everything. The only problem is that you can’t be there all the time. That exposes you to risks such as vandalism and theft. We can provide you with customized protection to address all the threats associated with owning a vacation property.

Water Damage Insurance

It seems that our weather is getting more extreme with storms that inflict excessive damage. In fact, water is one of the biggest threats to your home. With our vast network, we can offer you protection from a variety of water-related risks. You can trust us to find the best coverage for you and your property.