Food & Beverage Manufacturing

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With ever-improving processing and packing systems as well as technological advancements, food and beverage manufacturing is constantly evolving.

The industry’s rapid pace of change and its many sectors – from meat-processing to sugar refining to wine production – offer a vast number of opportunities.

At the same time, you face different risks and challenges than other types of manufacturing companies. Our expert team can create an insurance strategy that protects you from potential problems that can arise in the factory and beyond. We’re here to safeguard the health of your business and your customers.

Insurance solutions to keep you preparing, packaging and transporting your products

  • Business interruption
  • Cargo & marine
  • Commercial auto & vehicle
  • Cyber risk
  • Equipment breakdown
  • Directors & officers liability
  • General liability
  • Political risk
  • Product liability
  • Product recall
  • Umbrella & excess
  • Workers’ compensation

Looking for a holistic solution to protect your food and beverage manufacturing?

You need our Nutro Advantage.

Third-party liability coverage 

Third-party liability insurance protects you should you get into an accident that injures another person or results in property damage to another person’s property. It covers the costs of any legal or court fees, associated medical expenses and repairs of a damaged car. Ontario requires you to carry a minimum of $200,000 in third-party liability coverage.

Direct compensation - property damage coverage

If you are in an accident but not at fault, direct compensation coverage protects an insured car and its contents by covering the costs of any property damage, such as repairing or replacing a vehicle. 

Uninsured automobile coverage

Should you be involved in an accident with an underinsured or uninsured driver who is deemed at fault for the collision, this coverage will kick in to cover any associated medical expenses due to injuries, as well as car repairs, lost wages and more. It also kicks in if you are involved in a hit-and-run.

Accident benefits coverage

Accident benefits coverage kicks in to help cover lost income and medical expenses, regardless of who is at fault, if you, a passenger or a pedestrian are injured in a collision. Medical expenses include prescription medications, physical therapy, rehabilitation and more.

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