Energy & Power

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The energy and power industry is incredibly important to our daily lives.

Running a business organization in this sector comes with enormous responsibility and a distinctive set of risks.

Our expert management advice and support equips you with solutions to reduce your energy and power project exposures. You can trust us to ensure that your policies give you complete coverage.

Insurance solutions to meet your industry’s challenges

  • Builder’s risk
  • Business interruption
  • Commercial auto & vehicle
  • Cyber risk
  • Directors & officers liability
  • Environmental liability
  • General liability
  • Property
  • Umbrella & excess

Looking for a holistic solution for all of your energy and power protection needs?

You need our PowerGuard Advantage.

Third-party liability coverage 

Third-party liability insurance protects you should you get into an accident that injures another person or results in property damage to another person’s property. It covers the costs of any legal or court fees, associated medical expenses and repairs of a damaged car. Ontario requires you to carry a minimum of $200,000 in third-party liability coverage.

Direct compensation - property damage coverage

If you are in an accident but not at fault, direct compensation coverage protects an insured car and its contents by covering the costs of any property damage, such as repairing or replacing a vehicle. 

Uninsured automobile coverage

Should you be involved in an accident with an underinsured or uninsured driver who is deemed at fault for the collision, this coverage will kick in to cover any associated medical expenses due to injuries, as well as car repairs, lost wages and more. It also kicks in if you are involved in a hit-and-run.

Accident benefits coverage

Accident benefits coverage kicks in to help cover lost income and medical expenses, regardless of who is at fault, if you, a passenger or a pedestrian are injured in a collision. Medical expenses include prescription medications, physical therapy, rehabilitation and more.

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We’re here to answer any questions you have about our products and services.