Infrastructure
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Canada’s aging infrastructure (roads, bridges, transportation systems, sewer and water systems, power generation, hospitals, and schools) needs to be upgraded or replaced.
This entails a massive effort and creates wide-ranging opportunities for organizations in this sector.
As a business that works on these types of projects, you know that each infrastructure job is distinctive. And that each one requires highly specialized risk management strategies. From planning to development and operations, we tailor insurance for every phase of a project.
Insurance solutions that address project lifecycle risks
- Builder’s Risk
- Crime
- Directors & officers liability
- Environmental liability
- General liability
- Kidnap & ransom
- Political risk
- Property
- Surety
- War & terrorism
Looking for a holistic solution for all of your infrastructure protection needs?
You need our Developers Advantage.
Third-party liability coverage
Third-party liability insurance protects you should you get into an accident that injures another person or results in property damage to another person’s property. It covers the costs of any legal or court fees, associated medical expenses and repairs of a damaged car. Ontario requires you to carry a minimum of $200,000 in third-party liability coverage.
Direct compensation - property damage coverage
If you are in an accident but not at fault, direct compensation coverage protects an insured car and its contents by covering the costs of any property damage, such as repairing or replacing a vehicle.
Uninsured automobile coverage
Should you be involved in an accident with an underinsured or uninsured driver who is deemed at fault for the collision, this coverage will kick in to cover any associated medical expenses due to injuries, as well as car repairs, lost wages and more. It also kicks in if you are involved in a hit-and-run.
Accident benefits coverage
Accident benefits coverage kicks in to help cover lost income and medical expenses, regardless of who is at fault, if you, a passenger or a pedestrian are injured in a collision. Medical expenses include prescription medications, physical therapy, rehabilitation and more.
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