"We are reviewing our present life insurance policies. Compliments were in abundance regarding the two Ldn Whole life policies you structured for me in the mid 1980s. In addition you recommended the best investment I ever made in my life. In 1985 when Kristin was born, you suggested a 25K Whole life policy in her name. Premium was (still is) $20.00 monthly. You sold me on it stating the gov't would pay the premium (the baby bonus cheque we got back when). This policy's death benefit has increased to 91K (after 27 yrs) through dividends purchasing additional coverage. It is and will continue to be a great legacy for Kristin moving forward. I know I thanked you back then but some 27 years later, I want to say THANK YOU again."