As the autumn season ushers in the delightful aroma of all things pumpkin-spiced and prompts contemplation about which Halloween costumes to procure for the little ones, it’s equally important to prepare your home for the cooler days ahead and the inevitable arrival of harsh winter weather.

Following these straightforward home maintenance guidelines can serve as a protective shield for your dwelling, safeguarding your belongings and fortifying the safety of your loved ones. Moreover, these measures can significantly reduce the likelihood of having to initiate an insurance claim.

1. Clean or Replace Gutters

Keeping your rooftop’s drainage system clear is essential to redirect rainwater away from your home’s exterior and foundation. Clogged gutters can harm your home’s surfaces and cause water infiltration in your basement. Periodically check for rust and corrosion in gutters, and use mesh gutter guards to prevent debris buildup.

2. Inspect Your Roof

A leaky roof can be costly and damaging. Before winter arrives, thoroughly examine your roof. Look for cracked or wind-damaged shingles. If you find a significant accumulation of granules in your gutters, it may signal your roof’s protective coating is deteriorating.

3. Seal Up Air Leaks

Flaws in door and window insulation can let cold air into your home, increasing heating costs. Check all windows and doors for weather stripping integrity and seal any gaps around them, as well as around windows, doors, and electrical cables, using the appropriate caulk.

4. Freezeproof All Faucets

Prevent freezing or bursting of exterior faucets and in-ground irrigation systems by shutting off associated valves and fully draining the lines. Follow the manufacturer’s recommended procedures for protecting your in-ground irrigation system from winter damage.

5. Check Furnace

Have a certified professional inspect your home’s heating system annually, especially as winter approaches. This inspection includes identifying noisy belts, addressing performance issues, and checking the thermostat or furnace adjustments. To avoid dust buildup in your home, clean the furnace filter monthly or replace disposable filters as needed.

6. Talk to Your Lawrie Insurance Broker

Ensuring comprehensive protection for your home begins with securing accurate insurance coverage, and your Lawrie Insurance Group Brokers are licensed professionals with your best interest in mind.

Recent changes in lifestyle, or renovations to your property, whether large or small, could impact your coverage. Our Brokers are happy to have a conversation with you to provide sound advice and ensure there are no gaps in your coverage. Allow us the opportunity to review your policy, strategize on risk mitigation, and find the coverages that fit your needs best.

This way, you can focus on what matters most to you, knowing your home and assets are protected!

Take charge of your home’s well-being this season!

Contact a LIG Broker today and ensure for a cozy and secure home.