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Electro Federation Canada Member Program

Commercial Insurance, Employee Benefits & Group Home & Auto Insurance programs that have been designed exclusively for EFC members.

By assessing your business from every angle – from commercial and personal exposures to employee wellness and satisfaction – we get to know your organization. With these vital insights, we help you implement a complete risk management strategy and identify organizational improvements to strengthen and grow your business.

Commercial Insurance
Bespoke coverage tailored to your company’s individual needs with premiums 10-20% below market average.

Employee Benefits & Administration
We’re proud to offer our Benefits Administration Outsourcing Services at a 20% reduction to EFC members.

Preferred Home & Auto Insurance
Your employees have access to savings of up to 40% on their home and auto insurance.

Energize your business with PowerGuard Advantage

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A full range of services to support your firm
  • Claims management and control adjuster services
  • Emerging trends and regulatory compliance
  • Loss control measures and risk transfer options
  • On-demand certificates
  • Sub-trade certificate management and monitoring
  • Tailored risk engineering services with our partners
  • Workplace safety
Coverage to reduce your energy and power project exposures
  • Business interruption
  • Cargo & marine
  • Contractors equipment
  • Construction bonding and reclamation bonds
  • Course of construction
  • Delayed startup and loss of income
  • Environmental liability
  • Failure to supply coverage on both a primary and excess basis
  • Forest fire fighting expense coverage
  • Kidnap & ransom
  • Operators extra expense
  • Onshore and offshore capabilities globally
  • Political risk
  • Weather risk transfer

Contact us to find out more

Aaron MacFarlane

PowerGuard Advantage Team Leader

Commercial Insurance

Our PowerGuard Advantage program has been designed by our industry leading professionals that exclusively service the Energy and Power sector:

  • Premiums 10-20% below market average
  • Lowest industry deductibles
  • Flexible policy terms
  • Profit sharing
  • Two (2) year rate guarantee
  • Bespoke coverage tailored to your company’s individual needs

Employee Benefits & Administration

Our Employee Benefits program provides members with a fully insured benefit plan AND REFUND any money you paid that did not go towards claims or expenses. This year we are refunding over $2.5 million to our clients!

  • Lowest admin fees in Canada
  • An average refund of 11% per client
  • If in a deficit, you do not need to pay back the difference

Our Benefits Administration Outsourcing program consists of three pillars, which can be bundled or individually selected., with many à la carte options available for you to choose from. We are pleased to offer our Benefits Administration Outsourcing services at a 20% reduction to EFC members.

  • Benefits Administration
  • Online Enrollment Tool
  • Leave of Absence Management

Preferred Home & Auto Insurance Program

Your Preferred Insurance Program is an easy way for EFC members and member employees to receive exclusive discounts on home and auto insurance. Members can enjoy savings of up to 40%, PLUS be eligible for additional savings when bundling policies. We’re here to help you get started on your path to great savings!

  • Exclusive discounts on car and home insurance
  • Convenient payment plans
  • Fast, courteous, 24-hour claims service
  • Potential extra savings when claims-free, conviction-free, or bundling multiple policies
  • Licensed insurance representatives who provide professional insurance counselling

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Contact Us

We’re here to answer any questions you have about our products and services.