Liability lawsuits have the potential to financially destroy your real estate agency. Some agencies choose to bundle coverage in a business owners policy (BOP). Others pick program insurance, which is a tailored plan-specific policy. Either way, liability insurance...
There is a common misconception that Errors & Omissions (E&O) policies are for professionals that give advice such as doctors, lawyers, and accountants. But, E&O insurance isn’t just to cover potentially bad advice, it can also cover mistakes – and we all...
If you have a remote workforce, you need to modernize your cybersecurity protocols and update all of your insurance policies to reflect your new remote or hybrid working model. The COVID-19 pandemic caused an abrupt and sudden change to a remote workforce. This change...
If you enjoy cooking for a crowd in a public setting, food trucks are the way to go. You can earn money at fairs, street fests, concerts, athletic events, and other venues. In addition, you can serve lunchtime crowds in commercial areas. When you operate a food truck,...
Construction is a high-risk business, from the types of work being done to the financial uncertainty of payments and potential for lawsuits. Insurers and surety companies view risk in terms of exposure to possible losses. Some losses have a higher probability of...
Ransomware is a kind of malicious software that blocks or restricts your access to your computer systems and data until you pay a fee to the attacker. If you refuse to pay or can’t find a way to fix the problem, your data may be lost forever. Because small businesses...
