Should Franchisors Buy E&O and D&O Insurance? Recession Risk & Professional Services Protection As a franchisor, you face distinct legal and operational risks. Two key insurance policies—Errors & Omissions (E&O) and Directors & Officers...
Canadian Dental Care Plan: The Impact on Group Dental Plans & T4 Reporting Dear Clients, The Canadian Dental Care Plan (CDCP) is a federal initiative introduced to help eligible Canadians access essential dental care services, including exams, diagnostics,...
New Long-Term Illness Leave Ontario has introduced a new unpaid, job-protected leave under the Employment Standards Act (ESA) for employees dealing with long-term illnesses. This change, enacted through the Working for Workers Six Act (Bill 229), received Royal...
Creating a Business Inventory Creating a detailed business inventory is nobody’s favorite task, but it’s an important one. In the wake of a theft, fire or natural disaster, it may be too late to reconstruct a full accounting of your assets — which makes it...
Liability lawsuits have the potential to financially destroy your real estate agency. Some agencies choose to bundle coverage in a business owners policy (BOP). Others pick program insurance, which is a tailored plan-specific policy. Either way, liability insurance...
Construction is a high-risk business, from the types of work being done to the financial uncertainty of payments and potential for lawsuits. Insurers and surety companies view risk in terms of exposure to possible losses. Some losses have a higher probability of...
